What is IFSC code?

Conceptualized by the Reserve Bank of India, the IFSC does the job of cataloguing individual bank branches across the country. Indian banks use the IFSC for any payment made through RTGS or NEFT systems for transferring money between banks in India. The Indian Financial System Code (also known as IFSC) is a 11 character code for identifying the bank and branch which an account is held. The IFSC code is used both by the NEFT, RTGS and IMPS finance transfer systems.

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